Bringing the cash ecosystem together — banks, credit unions, central banks, ATM operators,
and cash-in-transit partners — to deliver shared insight and clarity.
Brought to you by 
Cash in the USA is a leading industry conference bringing together professionals from across the cash ecosystem to exchange insights and real-world experiences. Now entering its fifth year, the event is heading to Miami on September 28-30.
As the cash landscape continues to evolve, there is a need for greater alignment and shared understanding across the ecosystem. Cash in the USA provides a platform for industry collaboration, enabling participants to address shared challenges and work toward greater clarity across the cash cycle.
The event will feature a mix of presentations, panel discussions and interactive workshops across two days. The event will open with a networking reception, held poolside at the hotel from 6:00pm, providing an opportunity to connect with peers ahead of the main conference day.
The annual meeting of the nation’s largest banks, bringing senior leaders together to align on strategic priorities, share insights, and collaboratively shape a clearer, more sustainable future for cash across the U.S.
1A focused three-hour workshop bringing together senior leaders from financial institutions to discuss key challenges and explore practical opportunities to improve clarity and collaboration.
3A full day of industry collaboration with senior leaders exchanging perspectives and experiences to help improve visibility, increase efficiency, and enhance decision making across cash operations.
2Uniting key players from across the cash supply chain — including CIT providers, hardware innovators, and service partners — to align on challenges, improve coordination, and develop strategies for a more connected cash ecosystem.
4
Workshop
The Cash Leadership Forum is an advisory group assembled of senior leaders from the largest financial institutions in the United States, Canada and the UK who have a shared interest in the sustainability of cash.
This half-day workshop provides a platform for industry peers to connect and discuss the latest challenges and opportunities that are facing the industry. Through a combination of peer-led discussions, presentations and exclusive reports the forum enables attendees to share experiences and insights to identify innovative solutions to aid the efficiency of cash processes.
If you are interested in joining the Cash Leadership Forum, please contact Lee Williamson, lwilliamson@cmsanalytics.com.
Industry Networking
We will be bringing the cash industry together the night before the main conference for an evening of music, drinks and refreshments.
This networking event will provide a great opportunity to engage with fellow experts and peers from across the banking industry.
Industry Presentation
Lee Williamson, CMS Analytics
We’re delighted to bring together institutions from across the cash ecosystem for a full day of conversations on the most important issues shaping the future of the cash industry.
Jay Zagorsky, Economist
Over the last thirty years, we have witnessed a rapid transformation in the way that people pay for goods and services. Where we used to use cash for all but our largest purchases, many people now prefer credit cards, debit cards, cryptocurrency, and electronic services like Venmo, PayPal, or Alipay. And that's not necessarily a good thing.
In this opening address, Jay Zagorsky delivers a startlingly insightful and eye-opening discussion of the harmful and unintended consequences of the demise of paper money.
Jay will cover several key themes: the resilience of cash in an uncertain world; how banks that offer cash services can improve customer retention and unlock new marketing opportunities; and how emerging technologies such as AI and quantum computing may influence future demand for cash.
Industry Panel
The U.S. cash landscape has been shaped by a wave of consolidation and changing expectations around banking services in recent years. As FIs look to streamline operations and invest in new technologies and automation, the competitive dynamics of cash are also shifting.
In this panel, experts from the largest banks in the U.S. will discuss how competition in cash can be maintained as the market continues to mature. The conversation will explore the effects of consolidation in the current market and the role automation plays in cash operations. Panelists will also use their experiences in cash to predict future trends for the ecosystem.
With collaboration at the heart of the event, this panel discusses what is needed to preserve access to cash in an everchanging landscape.
Industry Presentation
ATM recyclers are becoming an increasingly important part of the self-service strategy, helping financial institutions improve the efficiency of cash across the cash lifecycle. As banks look to balance cost with availability, recycling technology is playing a growing role.
This session will explore how ATM recyclers are reshaping day-to-day cash management, the operational value they can deliver, and what their rise means for the future of self-service banking.
As expectations continue to evolve, how ready is your network?
Industry Panel
Across the industry, the way organizations measure performance varies. The priorities of a leading financial institution may not always align with those of a cash-in-transit provider, but the shared goal of delivering cash as efficiently and effectively as possible remains the same.
In this session, experts from across the cash cycle will share how performance is measured within their own organizations and, importantly, what good looks like in practice. With different insights from different areas of the cash lifecycle, it will allow experts to share how success looks at different stages of their own cash cycle, and what lessons others can learn from this.
Bringing together viewpoints from across the cash cycle, the conversation will give the audience a broader understanding of how performance is managed throughout the ecosystem, while highlighting the importance of unity and better visibility around cash management.
Luke Curry, CMS Analytics
This interactive quiz will cover some of the key themes, insights, and discussions from across the event.
Lauren Slaughter, CMS Analytics
Having strong visibility and oversight across day-to-day operations is critical to ensuring every part of the cash cycle performs as efficiently as possible. With multiple vendors, internal teams, and operational processes involved, achieving the right level of visibility can often be a challenge.
In this presentation, CMS Analytics will highlight the importance of greater visibility across cash operations and demonstrate how a more holistic view of cash can help organizations optimize existing processes and improve decision-making.
Through the recent launch of Clarify, a CMS Analytics visibility platform, organizations get end-to-end visibility from cash order amounts right through to vendor performance, while removing internal headaches and backlogs for better functioning of the system.
Industry Panel
Across the United States, cash-in-transit providers play a critical role in keeping the cash ecosystem functioning smoothly. From servicing ATMs and branches to supporting retailers and commercial cash movement, CITs sit at the center of the operation. As expectations around service efficiency, and reliability continue to rise, their role in maintaining availability has never been more important.
In this session, we will hear from leading CIT providers on their perspectives on ensuring availability across a complex and evolving cash landscape. The discussion will explore and examine how different business models alongside the presence of new challenges and opportunities across the market are transforming day-to-day operations.
As demands on the cash ecosystem continue to grow, what will it take for CITs to maintain availability strong across the country?
Industry Panel
The commercial cash cycle connects retailers, banks, and cash-in-transit providers. From collection and transportation at a store, to processing at the vault, every party in the cycle plays a role in ensuring cash continues to move securely and effectively.
In this panel discussion, a bank, a retailer, and a CIT provider will come together to discuss the process and movement of cash across this cycle. By bringing together perspectives from across the chain, the session will explore how each stakeholder contributes to the functioning of this triumvirate relationship.
Industry Panel
To conclude the day, experts from leading financial institutions will come together to share their views on some of the most important big-picture issues facing the industry.
From the effects of consolidation to the evolving role of cash, panelists will react to a series of industry statements submitted by the audience as well as sharing their own insights and opinions.
Lee Williamson, CMS Analytics
Today’s conference has featured participation from leading financial institutions across the United States, with discussions spanning self-service strategies, supply chain evolution, industry innovation, and more
Workshop
This exclusive townhall brings together suppliers to explore the banking initiatives driving greater productivity and effectiveness across the cash ecosystem.
Building on from a recent industry survey, the session will provide the opportunity for attendees to share key insights and experiences.
This session is strictly invite-only, for more information please contact Luke Curry, lcurry@cmsanalytics.com.
Workshop
This focused roundtable brings together senior leaders from across the cash ecosystem to discuss shared challenges, emerging priorities, and opportunities for greater alignment across cash operations.
Participants will engage in open discussion and exchange perspectives on a range of topics across the cash cycle, contributing to clearer decision making and stronger collaboration across the cash ecosystem.
For more information please contact Ryan Ellis, rellis@cmsanalytics.com.
Expert guests from the industry will join us and provide perspectives as we discuss, debate and analyze a range of pertinent topics.
Andrea joined CMS Analytics in 2002 after completing her PhD in Pure Mathematics and Computer Science. She became President in 2009 and has since overseen phenomenal growth, leading CMS to have operations in over 31 countries. Andrea is also a Chartered Mathematician and a Member of the Institute of Mathematics and works to promote maths education and careers. She also provides advice and guidance at conferences and universities on maths, computer science and women in business.
Business Development Manager
Economist, Boston University
Professor Jay Zagorsky is an economist at Boston University’s Questrom School of Business. His latest book “The Power of Cash,” (www.thepowerofcash.com) shows the benefits of using paper money for both individuals and society. At Boston University he has taught over 13,000 students. His teaching has won awards and prizes. For over twenty years he was also a researcher at Ohio State University, seeking to understand poverty and wealth. He has published scientific articles in many disciplines and has authored four other books besides “The Power of Cash.” Beyond his scholarly work he has written over 150 general interest articles for the public explaining current business and economic topics. These articles can be found in publications like Forbes, FastCompany and Scientific American. Currently, he is one of Boston University’s most widely quoted professors and frequently appears on television, radio, podcasts, and in print.
Managing Director
Lee joined CMS Analytics in 2014 as Research Analyst to focus on both internal and external research. After developing a strong knowledge of CMS Analytics’ international markets, Lee now leads commercial development for the business. Within this role, he works with both financial institution and retail clients to undertake tailored projects and optimization solutions. Lee graduated with a BBA from Lancaster University in 2012, including a year at McGill University in Montreal, Canada.
VP Business Development
Lauren has over 15 years of experience in the retail banking industry, and in her role, she collaborates with global partners to deliver agile strategies that drive success in both retail and financial institutions. Lauren's extensive experience enables her to craft transformative, customer-centric solutions, ensuring her clients remain competitive in an ever-evolving landscape. Lauren holds a Bachelor of Arts in Marketing from Walsh University.
Cash Cycle Manager
Luke joined the operations team at CMS Analytics in 2021 after graduating from The University of Manchester with a First Class BA (Hons) in Economics.
Luke now sits in the commercial team where he works with clients across the US, and specializes in driving macro and microeconomic efficiencies to clients.
We are now accepting sponsors for 2026! Get in touch via the link at the top for more details on sponsor packages.
Cash in the USA bringing the cash ecosystem together...
Past attendees from Cash in the USA
Register below to secure your place for Cash in the USA 2026. All registrants will be eligible for a $189 per night room rate at the Kimpton Epic Miami Hotel from September 28 - 30.
If you are an industry vendor or interested in sponsorship opportunities, please contact us.
Kimpton Epic Miami Hotel, FL
270 Biscayne Boulevard Way, Miami, FL 33131, United States
Registration Contact
Name: Ryan Ellis
Phone: +1 (941) 260-2650
Email: info@cashintheusa.com
9:00 – 9:50am
Conference begins:
10:00am
Drinks reception with canapes:
4:15pm – 6:45pm
The Kimpton Epic Miami Hotel is approximately 8 miles from Miami International Airport and 25 miles from Fort Lauderdale/Hollywood International Airport.
The Kimpton Epic Hotel offer valet parking for $28 a day (up to 4 hours) and $58 overnight with unlimited in and out privileges. Oversized vehicles are charged at $70.
We are pleased to be able to offer a room rate of $189 per night at the Kimpton Epic Miami Hotel for all registrants. The room rate will be available for September 28-30, 2026.
Click the link below to book your hotel stay. *Please note $40 amenity fee will be waived at checkout.
A study in passion, Miami never apologizes for incongruities. Of the Miami hotels downtown Kimpton EPIC Hotel places you at the doorway to much that Miami has to offer. One minute you’re admiring the fairytale Vizcaya Museum and Gardens, the next you’re gallery hopping in hipster Wynwood Art District. Miami has the largest concentration of international banks in the U.S., and some of the world’s highest grossing nightclubs. Dubbed “The Magic City” for its rapid growth (“like magic”), the city is home to more than 150 ethnicities speaking more than 60 languages. Kimpton EPIC is an appealing choice of the hotels near downtown Miami and mirrors the city’s eclectic mix of savvy and fun. We promise: you’ll never be at a loss for something to do in downtown Miami.
Right in the heart of downtown Miami, the Kimpton EPIC Hotel is your home base for the dynamic offerings the city has to offer. Explore concerts and professional sporting events at the Kaseya Center, discover the bustling Bayside Marketplace for shopping and dining, or feed your curiosity at one of the many art galleries and museums.
Things to do near our hotel in downtown:
