Brendan Doyle founded CMS Analytics in 1991, following both the completion of his MBA at Manchester Business School and a career at the Royal Bank of Scotland (RBS). With over 20 years of consultancy experience, Brendan has made significant contributions to the payments and cash management industry. He pioneered the introduction of ‘Just in Time’ cash deliveries into UK retail banking and developed cash optimisation software now used by the majority of the top 100 UK retailers. Brendan is also a regular guest speaker at international conferences focused on cash and payments.